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Thread: Ask Tony Dabbs (Our Health Insurance Expert)
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Old 10th September 2006, 13:00   #116 (permalink)
tonyd
tonyd is.....
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Re: Ask Tony Dabbs (Our Health Insurance Expert)
Quote:
Originally Posted by latm
Tony, you might want to check the thread "Bike accident" in Practicalities. There is a question on there for you.
Thank you for letting me know. Actually, you had already done a good job of answering the question yourself. Hmm...it seems I've taught you well, latm.

For anyone who is interested, the question had to do with concern about reduced coverage for motorcycle accidents. The fact is, no health insurance company in Thailand reduces medical-treatment coverage for motorcycle accidents.

THI has an additional add-on plan that pays a small lump-sum benefit for Accidental Death, Dismemberment or Disability. They call this add-on Personal Accident (PA) insurance and they reduce the lump-sum benefit they pay out by 50% if the accidental death, dismemberment or disability was caused while riding a motorcycle. Many people think that this benefit reduction pertains to the accident coverage of the policy, itself. It doesn’t. Thanks for your help, latm.
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