Thread: Tesco Lotus Visa Card - Anyone??

Went for the first time to the local Tesco's yesterday. Asked for a customer card. None of the clerks spoke English, but one handed me an application form... Arrived home, oops, that's a Visa Card application they gave me! So, what's the deal?? Can a foreigner apply? (Form is in both, Thai and English. Some parts only in Thai, though.)


So, do they accept applications from poorly paid expats, earning about 30,000 baht?

And what are the advantages? Where can I use this card? Only at Tesco's in this town??

Also, is there a credit line, or is it just another one of those 'useless' debit cards? (I'm asking cause there isn't any info on the application form.)

Originally Posted by AJ

Can a foreigner apply?

dunno, ask them.

Originally Posted by AJ

So, do they accept applications from poorly paid expats, earning about 30,000 baht? And what are the advantages? Where can I use this card? Only at Tesco's in this town?? Also, is there a credit line, or is it just another one of those 'useless' debit cards? (I'm asking cause there isn't any info on the application form.)

dunno, ask them.

They will tell you that you are welcome to apply, they will help you submit your application, they will most probably tell you that you meet all the criteria to get a gold card with a decent credit limit.

Then they will come back and tell you that you need to apply in your wife's name, they will tell you if you aren't married or your wife doesn't meet their criteria that they are very sorry!

Originally Posted by defender

They will tell you that you are welcome to apply, they will help you submit your application, they will most probably tell you that you meet all the criteria to get a gold card with a decent credit limit.

Then they will come back and tell you that you need to apply in your wife's name, they will tell you if you aren't married or your wife doesn't meet their criteria that they are very sorry!

Well, I'm not even married... Maybe in the name of my girlfriend??

Originally Posted by AJ

Maybe in the name of my girlfriend??

Yeah, but then it ain't your card. Do you want it that bad?

Its hard unless they can see direct deposit of money into a bank account. Should be in the range of 50,000 as stated before. Why not try, the worst that can happen is rejection. Why dont you get a Tesco card thats not tied to Visa or Master?
They do have their own card as well.

Seems like it's one of them banking....depends on the bank/branch/bloke you speak to questions...no???

My mate got one easy.....I know others that have struggled.

But Nat surely as a woman you appreciate the virtues of a credit card...it can be like 'free' money...no?

Musta, sometimes a credit card can be a necessity. An example would be the birth of a child or something. You need something important for the kid and dont have money.
There can be circumstances where you need one on 30. Dont forget the Thai's qualify on 15.