Been in this situation a few times especially this new school year where other teachers from my school and other schools have asked me to lend them some money. now i'm by no means rich but i do have some money if i need it tucked away. i always have emergency cash in a separate account which i leave in my account in the UK.
there are some people i would almost certainly, never have a problem lending money to because i feel i know them well enough to get it back from them. i feel uncomfortable lending money to anyone else other than people i have either worked with for some time or i class as a good friend. there has been times where i've been in situations when out in town and i couldn't get any money out of the atm and friends have helped out.
My question is how do you determine who to lend the odd dollar/pound/baht too?
how do you refuse to lend them money, what do you say?
"Success is simply a matter of luck. Ask any failure."
"Success is simply a matter of luck. Ask any failure."
Dont lend. I have lost two very close friends this way. One is a write off. The other is a Scot named Rick with tatoos on both forearms. If anyone knows a Scottish Rick and would like to give him up I will give ya a commission on what he ripped off from me. About 56 years old, no TEFL and no degree.
Too long in Exile, too long not singing my song.
Too long like a rolling stone, Too long in exile
Too long in Exile, baby you just arent my friend.
Too long in Exile my friend, Baby you can never go home again.
Sorry, no, i don't lend money.how do you refuse to lend them money, what do you say?
Posted after 1 minute 27 seconds:
Yes, marcus you cnut.
If you are reading this, i have not forgotten you know.
How much was it again.
A few drinks at that agogo 2 fuking years ago does not count towards the pay off.
Gotta learn that one too..........done in 2 friendships. :sad:
"Ka warea te ware. Ka area te Rangatira."
LoL I lend it and if they don't pay me back I don't lend again. Lost a fair bit of money with this system actually....might be time for a rethink!!!
Riko where's my 500 Pounds you wanker
Riddle me this brother can you handle it
Your style to my style you can't hold a candle to it
Equinox symmetry and the balance is right
Smokin' and drinkin' on a Tuesday night
It's not how you play the game it's how you win it
I cheat and steal and sin and I'm a cynic
We havve a F'pino at school who every month normally the second week in borrows money of the secretary/admin and then again at the end of the month just before pay day.
The admin makes 10k a month, the F'pino makes nearly 25k. She always has some sort of story.
The admin hates lending her money but since she has the biggest heart in the world and is a traditional thai lady she can't say no she she lends her the money,.
The F'pino waits until she is on her own to ask her so there is nobody else to hear. Sometimes she sends txt messages when the office is busy.
Myself and other teachers now have F'pino protection duty when we spend some of our free periods working in the office rather than sitting at our desks so that the Fpino can't ask for the money,.
She already owes the school 20k which she is slowly paying back.
Pisses me off the way she goes about doing it. I understand that it is the admins money but she is being fucking sneaky and praying on a good girls heart.
Richard, you still owe me 13,000 baht.
However, besides Richard, I think I've gotten my money back. I was lucky, and I sweated it. The larger of the two loans that I got back was 'secured' by the green book for a new Toyota. If he had not repaid me, what would I do with the green book? But I had a fully written loan agreement, in English, though who knows how enforceable it would have been.
1. I do not lend money; sorry.
2. I have no money to lend; sorry.
3. I am not a bank; many Thai people lend money.
4. Back home in Wyoming on my bison ranch, three buffalo died.
5. My mum needs surgery; can you lend me a million baht?
"The times I've been mistaken, it's impossible to say" - by the Moody Blues
Lending money is a nice way of showing your concern about that particular person becoming broke. probably the reason why the thai teacher felt obliged. i read your post and thought nothing of it until i reached the amount borrowed, 20.000. in some peoples eyes that might not be a problem but it's twice as much some Thai teachers get so i agree about it been a bit of a piss take.
I don't mind lending the odd tenner when out for a pint but that's about it unless someone had a real bad accident or health problem.
If it's a good friend asking then they already know not to ask, I would never test a good friendship by borrowing money, and I would never jeopardize a good friendship by lending money.
The way I see it, I have too much respect for a friend to ask for money, if they do not share this outlook then they are not a true friend. If I can't manage my finances then I'm not about to make that your problem, I only expect the same in return.
Simple, and it works for me.
What's the saying? Never a lender or a borrower be (possibly the other way round)...I think Shakespeare said that (elsewise it was my Mum!!!).
Why do the good guys always get shit on? We are too nice to even ask for the money back until its too late. Why is it easier to ask to borrow money than it is to ask someone to pay it back?
I've lost a few good mates because of loans
WTF. I can lose a few more . Anybody out there lend me 20,000 Baht?
Because it goes against human nature mate. We're supposed to be self-sufficient individuals, but when we go against that it fuks everything all up.Why is it easier to ask to borrow money than it is to ask someone to pay it back?
Probably the best philosophy on that.Originally Posted by Long
Shame I go all gooey when they got tears wellin' up.....
Can someone tell that alcoholic bum Jules L'Hullier that he still owes me 18,000 B? Kunt!
I lent someone else 6k and it was returned ok.
If I need some money, I ask my boss, as she takes it from my wages. I've worked for her for 4 years, so she trusts me. I think I've only asked her once though.
If I was to lend money again, it would all depend upon who wanted to borrow it.